All posts tagged: moneysaving

How Monzo for Under 16s could help your kids learn key money-saving skills

How Monzo for Under 16s could help your kids learn key money-saving skills

Published by Daniella Wilson

For many parents, teaching children about the basics of saving money starts early. A Monzo for Under 16s account offers a way to move beyond having a piggy bank full of old coins, and encourages your children to let their savings work for them. The Monzo current account for under 16s is a purpose-built banking product for children aged from six to 15, offering interest-earning savings with tools that are built to make saving money engaging and enjoyable for children. Savings for Under 16s offers 2.75 per cent AER, with interest calculated daily and paid monthly. This is an account where children earn interest on their savings. (Monzo) To help children understand and enjoy the power of putting their money into savings, Monzo has created the savings sidekick, an in-app character that celebrates and reacts to their pennies, pounds and progress. Kids can set a goal and Monzo will celebrate their success when they get there, helping them build that saving muscle. Looking for parental peace of mind? You can see your child’s spending in …

The money-saving 5-4-3-2-1 food shop hack explained by a nutritionist

The money-saving 5-4-3-2-1 food shop hack explained by a nutritionist

Published by Daniella Wilson

Love it or hate it, supermarket shopping is an essential activity in everyone’s life. At least once a week, someone in every household will venture out to the cold aisles of their local food shop and go through the usual routine of stocking up the cupboards. But what if we told you there was a way to simplify this process and save on costs without compromising on quality?  The 5-4-3-2-1 hack is taking the internet by storm, as users share their experiences with the food shopping workaround. Encouraging others to try it out for themselves, thousands of videos document people filling up their trolley using the method.  Aside from ensuring you stick to a budget, fans of the hack are also claiming it can help you stick to your health goals by eliminating the unhealthy purchases that find their way into baskets at the last minute.  To debunk this trend, we asked leading nutritionist and Sunday Times bestselling author, Rhiannon Lambert, to outline the benefits of counting down from five while wandering the supermarket aisles.  …

Why you’ll pay more for AI in 2026, and 3 money-saving tips to try

Why you’ll pay more for AI in 2026, and 3 money-saving tips to try

Published by skeptic

Andriy Onufriyenko/Moment via Getty Images Follow ZDNET: Add us as a preferred source on Google. ZDNET’s key takeaways Rising DRAM costs and more verbose chatbots will drive up prices. The industry seeks to mitigate costs with more efficient models. Users need to prioritize projects and consider polite prompting. Whether you’re a user of an AI chatbot or a developer utilizing large language models to build apps, you’ll probably pay more for the technology this year. Thankfully, there are steps you can take to mitigate the cost.  We’re living in a token economy. Each piece of content — words, images, sounds, etc. — is treated by an AI model as an atomic unit of work called a token. When you type into a prompt in ChatGPT, and you receive a paragraph in response, or you call an API to do the same thing inside an app you’ve built, both the input and the output data are counted as tokens.  Also: The sneaky ways AI chatbots keep you hooked – and coming back for more As a …