Six problems with tax-free childcare | Childcare
Any parent who has ever used the UK government’s tax-free childcare system knows what a painful experience it is. Each month when I log into my account, I feel a sense of dread and frustration. Why is something that is such a lifeline for so many parents so difficult to use? The scheme gives working parents an extra £2 for every £8 they spend on childcare. You can claim up to £2,000 a year for each child (or up to £4,000 a year for a disabled child). To take part, you need to set up a childcare account, which you and the government pay into. You can then use this money to pay your childcare provider. Families can claim for a child until 1 September after their 11th birthday (or the September after their 16th birthday if they are disabled). It is most commonly used to help with nursery costs – but it can be used for wraparound childcare or holiday clubs once your children are at school. You may also be able to use …









