My 66-year-old mother has been told that she has been overpaid her civil service pension by £40,000 and must repay it, or face legal action. Once the tax she’s paid on the income is deducted, she owes £32,000. Her monthly pension payments have now been cut, which means her annual income will fall from £19,700 to £12,000, and she was, additionally, ordered to repay £496 a month for five years. This was later reduced to £100 a month, and a charge was put on her house as security. She’s been told she will have paid everything she owes when she’s 93. She is on medication for depression, and the stress has had a severe impact on her. MT, Runcorn, Cheshire Your mother is one of hundreds of retired civil servants who face a lifetime of debt through no fault of their own. In 2019, MyCSP, which managed the pension scheme on behalf of the Cabinet Office until last December, admitted that 2,000 pensioners collectively owed £2.7m in overpayments because of its own miscalculations. In some …